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Lloyds tsb child savings account11/8/2023 ![]() ![]() Smart Start gives children the ability to manage their money and prioritise how they spend and what they save for, while giving parents the visibility and oversight to help them if needed. Parents get oversight of all spending and savings via their online banking login.Įmma Abrahams, head of savings at Lloyds Bank, said: “We know it’s a real balance for parents whose kids are ready for more financial independence to not feel like they’re taking the stabilisers off too soon. The bank has also created a number of Smart Start Guides, which help children get the most out of the account, while also covering key areas of good money management such as card controls, staying safe on social media and making payments. ![]() If you live at the same address, you can open the account online. You can open a Junior Cash ISA for a child under 16 if you are 16 or over, a UK resident and you have parental responsibility for the child. The account also benefits from features such as Lloyds Bank’s Save the Change, which rounds up spending to the nearest pound and puts the ‘change’ in the savings account. Open one for a child living at your address. We opened a Young Savers Account with Lloyds TSB, now TSB 4 months ago for our toddler son. This award scores against product quality, price competitiveness, and customer service. We’re the winner of Best Junior Cash ISA provider 2023 in the awards. Open with just 1 and save up to 9,000 each tax-year without paying tax on the interest. We’re the winner of Best Junior Cash ISA provider 2023 in the awards. Our Junior Cash ISA is a simple way to build savings that can grow with your child. Open with just £1 and save up to £9,000 each tax-year without paying tax on the interest. The saving account gives instant access savings, helping kids to get into the habit of saving regularly towards long term goals and items they want. Our Junior Cash ISA is a simple way to build savings that can grow with your child. The spending account works just like a current account, with a contactless Visa debit card to use in shops, online and at cash machines.
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